Snow season is kicking off in the UK, Europe, and beyond. Many people will be booking their favourite ski resorts and snow activity sites once again. As with all sports, there comes a risk of injury. If you have been injured as a result of a skiing, snowboarding or other snow sports accident, you may be entitled to make a claim for compensation. In this article, we consider circumstances that may or may not allow you to bring a claim.
The accident must be at least partially the fault of another party
One of the most important aspects of any personal injury compensation claim is proving that another party’s actions caused your accident or injury. For example, if another skier is acting dangerously or carelessly on the slopes and causes you injury, you may be able to bring a claim against them. This type of claim is most often covered by home or holiday insurance depending on the terms of your policy.
Who can I bring a snow sports accident claim against?
There are a multitude of ways in which you might be injured whilst taking part in snow sports. However, the exact circumstances of your accident will determine who you should bring your claim against. You may be able to bring a claim against:
- Another fellow skier – if they act dangerously or carelessly on the slopes.
- Your tour operator – if you booked the excursion as part of a package and the health & safety standards of the ski centre or instructor were not properly investigated beforehand.
- The ski centre – if they fail in their health & safety obligations such as maintaining the slopes, ensuring staff are properly trained, and that guest areas are free from hazards.
- Your ski tutor – if they act carelessly during their instruction or provide you with inadequate guidance which causes you to have an accident.
- The ski lift operator – if they are negligent when operating the ski lift or the ski lift is faulty or poorly maintained.
Making a claim for a skiing accident abroad
Several people travel abroad to visit ski resorts to find the best slopes and snowfall. Making a claim for an accident or injury caused while abroad may be complicated. If you booked the trip with a UK tour operator, you may be able to bring a claim against them, which will make the process more straightforward. If you booked directly, you may be able to bring a claim against the ski centre, lift operator, or individual skier. The rules about making a claim differ depending on the local laws of where your accident took place. You should consult a specialist solicitor who will be able to help you.
It is also sensible to check the terms of your home and/or travel insurance beforehand to check whether the location you are travelling to is covered under the policy.