Debt recovery

Does a customer or client owe you money?

It can take a lot of work to cover the loss resulting from an unpaid invoice. Let us help you recover your money.

how we help you.

We can help you recover money you are owed. Simply provide us with a copy of the outstanding invoice or invoices. We will then send an initial letter to your debtor.

In many cases this is all that’s needed to prompt payment. If the invoice remains unpaid, we take one of three routes, dependent on the situation and how much money is owed:

• Court proceedings
• Winding Up proceedings (Companies)
• Bankruptcy proceedings (Individuals)

how we work.

We manage everything up to the hearing, including dealing with any defences filed, leaving you and your team free to continue with your day-to-day work.

We work with local agents who charge fixed fees, so you have a clear understanding of the costs involved.

We submit the majority of our claims through a secure network directly to the County Court Bulk Centre for faster claims and judgments processing and reduced court fees.

We can help you deal with a variety of claims regulated under the Consumer Credit Act, whether you are the original lender or inherited the debt.

let us help.

Our processes are compliant with the Consumer Credit Sourcebook. We work to identify issues that may have slipped through your own checks such as those relating to “vulnerable customers”. We balance the duty to treat the customer fairly with the need to be robust in enforcement.

working with us.

You stay updated on your cases with access to the password-protected electronic data case records we hold for you.
You will have access to password-protected data case records so you know the status of each case on a real time basis. It also allows our clients to prepare in-house reports on the cases we hold including all and any payments received by us at any point.

Get the money you are owed for the property you own by working with our efficient and experienced debt management lawyers.

how we help you.

We act on your behalf to recover outstanding service charge and ground rent arrears. We work to recover all costs from your debtor as these are normally recoverable under the terms of the lease/transfer deed.

We act according to whether the property in question is leasehold or freehold. Our extensive service includes:

Leasehold Properties

• Letter Before Action
• Issuing Court proceedings and obtaining Judgment
• Application to Lender
• Preparation and Service of Section 146 Notices
• Issuing Forfeiture Proceedings and obtaining Forfeiture Order (lease forfeiture)

Freehold Properties

• Letter Before Action
• Issuing Court proceedings and obtaining Judgment
• Enforcement of Judgment
• Orders for Sale

Debt recovery doesn’t end when judgment has been passed – taking enforcement action ensures your money is paid.

how we help you.

Once judgment has been obtained, we work with you to agree and action the most appropriate enforcement method. This might involve:

• Instructing County Court Bailiffs/ High Court Enforcement Officers
• Charging Orders
• Information Orders
• Attachment of Earnings
• Third Party Debt Orders
• Statutory Demands
• Bankruptcy Proceedings
• Winding-Up Proceedings

working with us.

Every case is different, so we work with from a full range of enforcement procedures according to your particular case. Our team can also monitor instalment payments on your behalf to ensure payment doesn’t slip and that you receive all your money.

If you have obtained judgment yourself, we can enforce on your behalf.